Megan Fox stars in the music video for Eminem hit song ove the Way You Lie?featuring Rihanna. The song has won critical acclaim for both Eminem and Rihanna, who recently performed their hit on stage at the MTV Video Music Award Show.

Megan Fox stars in the music video for Eminem hit song ove the Way You

Lie?featuring Rihanna. The song has won critical acclaim for both Eminem and

Rihanna, who recently performed their hit on stage at the MTV Video Music Award

Show. Megan Fox is first seen in the video with flames dancing on the palms of

her hands. Then throughout the music video the house is seen engulfed in flames

while Eminem and Rihanna sing in front of it. For renters that are wise enough NFL Nike Jerseys

to secure renters?insurance, if there is ever a fire that affects apartments in

Lewisville, TX, or any other area, they will know that their belongings will

be replaced.There are a lot of misconceptions and lies being spread

about renter insurance for Lewisville

apartments and apartments around the country. Despite what many renters

believe and say, renter insurance should be just as much of a necessity as

electricity and running water. Here are some truths about renter insurance and

a basic guide understanding how it worksLie #1: Renter insurance is

too expensiveContrary to what you have heard, renter insurance doesn

have to be expensive. In fact, you may not realize how much it would cost you to

replace all of your personal effects in the event of an apartment fire, but I

assure you renter insurance is a bargain by comparison. In addition, there are

many ways to take advantage of discounts in order to lower your premium. If you

currently have auto insurance, you should ask your agent to quote you the price

for adding $30,000 to $35,000 worth of renter insurance. By going through the

same insurance company, there is usually a multi-coverage and/or multi-policy

discount that can lower your premium. Also, just as with any other type of

insurance you should get several quotes to compare. Be sure you are comparing

apples to apples in the policy details. Also, ask your authentic nfl jerseys apartment management if

they have a preferred vendor that may offer additional discounts for

tenants.Lie #2: My apartment community insurance will cover

meAn apartment complex is covered by their insurance. Their insurance

covers the building, the structure itself, not the property of the tenants

inside. In the event of a flood or a fire, you will not be able to file a claim

for any personal losses that you incur with the properties insurance company. In

fact, some properties require that renters obtain and maintain their own

renter insurance policy. Not only will your personal effects, such as

furniture, electronics, and clothing, not be covered by the property

insurance, but you will also not have any options for recovering additional

living expenses in the event that youe displaced if your apartment because

unlivable. This means that you will not have insurance to assist you in paying

to live somewhere else until youe able to move back into your

home.Basics of Renter InsuranceThe basic renter insurance

covers losses of personal property due 2012 nfl jerseys to any of the following reasons:?

Fire or lightning?Windstorm or hail?Explosion?Riot or wholesale nfl jerseys

civil commotion?Aircraft?Vehicles?Smoke?

Vandalism or malicious mischief?Theft?Damage by glass or other

safety material from a building?Volcanic eruption?Falling

objects?Ice, NFL Cap snow, or sleet (weight of)?Water-related damage

from home utility?Electrical surge damageIn addition to the

standard coverage, you can obtain a rider to cover flood or earthquake damage.

You will also want to know the difference for a policy that covers actual cash

value (ACV) and one that covers replacement cost value (RCV). RCV will pay

provide a cash equivalent payment to your for damaged items for what it will

cost to replace that item. ACV will only provide payment for what the item that

needs to be replaced was worth, considering any depreciation since you purchased

it. RCV will require higher premiums, but NFL Jerseys will pay out more for a claim. Also,

be sure to notify your insurance company of any extraordinarily valuable items

that you have in your home in order to make sure that you will be able to

recover the full value if there was any damage to that item.